A projecting beam, joist or floor, not supported at one end extending beyond the main structure.
The member which supports the steps or treads of a stair.
The principal part of a loan, i.e. the original amount borrowed.
A window sash that opens on hinges at the vertical edge.
The upper member of a column, pilaster, door cornice, molding, or fireplace.
The portion of the flashing attached to a vertical surface to prevent water from migrating behind the base flashing.
Capital and Interest
A repayment loan where the borrower pays an amount each month to cover the amount borrowed (capital or principal) plus the interest charged on capital.
A mortgage interest rate that does not exceed a specified value during a certain period of time, but will fluctuate up and down below that level.
Frames of wood or metal enclosing part (or all) of a window sash.
A window with hinges on one of the vertical sides that swings open like a normal door.
Door and window framing.
A flexible material used to seal a gap between two surfaces.
A hollow wall formed by firmly linked masonry walls, providing an insulating air space between.
Ceiling Joist (aka roof joists)
One of a series of parallel framing members used to support ceiling loads and supported in turn by larger beams, girders or bearing walls.
Concrete capping around the top of chimney bricks and around the floors to protect the masonry from the elements.
Wooden molding on a wall around a room at the level of a chair back.
Molding with pared-off corners.
A groove in a masonry wall or through a floor to accommodate pipes or ducts.
The horizontal projection – usually inside a building – of a chimney from the wall in which it is built.
A safety device which opens (breaks) an electric circuit automatically when it becomes overloaded.
Optimum fire rating issued by Underwriter’s Laboratories on roofing. The building codes in some areas require this type of roofing for fire safety.
Minimum fire rating issued by the Underwriters’ Laboratories for roofing materials.
An opening providing access to a drain line closed with a threaded plug.
A style of elevation, influenced by the Georgian period, that emphasizes symmetrical massing. Colonial homes typically include gable roofs, classically influenced columns, brick work and individual windows to balance the look of the home.
A vertical structural compression member which supports loads.
Beads or drops of water, or frost in extremely cold weather, that accumulate on the inside of the exterior covering of a building. A vapor barrier under the gypsum lath or dry wall on exposed walls reduces condensation.
Conditions, Convenants, and Restrictions
Standards defining how a property may be used and the protections the developer makes for the benefit of all owners in a community or subdivision.
An elevation style based on a 21st century style consisting of simple, clean lines with large expanses of glass, minimal detailing, with flat or shed roofs and incorporate the use of large structural elements to add visual interest. They are considered to be innovative and forward-thinking, often appearing to be minimal and somewhat futuristic.
A strip of wood or metal for protecting the external corners of plastered walls.
Horizontal projection at the top of a wall or under the overhanging part of the roof.
A horizontal row of bricks, cinder blocks or other masonry materials.
Concealed light sources behind a cornice or horizontal recess which direct the light upon a reflecting ceiling.
An elevation style that is an extension of the Arts & Crafts movement. It typically has a medium pitched, multiple gable roofs with dormers with batten detail, large brackets, exposed rafters and prevalent stonework and commonly both siding and shakes are used.
A shallow, unfinished space in the attic immediately under the roof or beneath the first floor of a house which has no basement, used for visual inspection and access to pipes and ducts.
A report ordered by a lender from a credit agency to determine a borrower’s credit habits.